# Lending, Borrow & Decentralized staking program

Staking is a financial term that’s fairly unique to the cryptocurrency markets. In a nutshell, as an investor you agree to stump up the crypto you invest in a specific network to help the network validate transactions. In exchange for doing that, you earn rewards, typically in the form of tokens. Due to the over-collateralized nature of decentralized finance platforms like RPX, any default risks usually extremely low, as positions are liquidated prior to them resulting in any debts. On RupayDex, users can be assured of collateralized hedge funds for lending.

When funds are borrowed against a liquidity pool comprised of the assets of all lenders in the platform, any default risks are being distributed across all lenders in equal proportions to their investment.

**At RupayDex, it is possible to lend, borrow and stake digital assets on any blockchain such as**

* Ethereum Blockchain&#x20;
* Cardano Blockchain&#x20;
* Solana Blockchain&#x20;
* Polkadot Blockchain&#x20;
* Terra Blockchain&#x20;
* Cosmos Blockchain&#x20;
* Tron Blockchain&#x20;
* Polygon Blockchain&#x20;
* Tezos Blockchain&#x20;
* Elrond Blockchain&#x20;
* Mina Blockchain
* &#x20;Kusama Blockchain&#x20;
* NEAR Blockchain&#x20;
* Helium Blockchain&#x20;
* The Graph Blockchain&#x20;
* Flow Blockchain&#x20;
* Livepeer Blockchain&#x20;
* Injective Blockchain&#x20;
* Audius Blockchain&#x20;
* Skale Blockchain
* And More...
